Affordable cancer treatment and care is something many of us are worried about. Without full medical insurance which can be expensive, you are reliant on the public health system for treatment.
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The Government has recently announced new providers of KiwiSaver default funds, to enhance the financial wellbeing of default KiwiSaver members in retirement.
12 months ago NZ went into a full Level 4 lockdown. So what did we learn during this time?
With the housing market running red-hot at the moment and many properties under multiple offers, buyers are under significant pressure to put their best offer forward. They are encouraged to make sure offers have the least amount of conditions possible which may result in less due diligence being completed.
The news is full of stories about investing in cryptocurrencies such as Bitcoin and selling a story about how to become a millionaire overnight. But the Financial Markets Authority (FMA) regulator has seen an increasing number of complaints from investors who’ve lost money using cryptocurrency exchanges.
From 15 March 2021 anyone who gives regulated financial advice to retail clients must either hold, or operate under, a Financial Advice Provider licence. All providers of financial advice are now subject to the same obligation to place the interests of their clients first and must adhere to a new Code of Conduct.
As a resident of New Zealand, you can rely on the public health system for emergency care and treatment for serious conditions. Relying on the public system, though, can have its disadvantages.
Investing in financial products like shares, bonds, funds and KiwiSaver are all ways to grow your wealth. Regularly putting a little money aside today can reap rewards later in life.
But there are myths about investing that stop many people from taking part. They imagine investors as flash young risk-takers with money to burn. They remember times past when some investments did fail.
In these uncertain times it is easy to feel like things are out of control.
It’s important to realise that investment markets are moving up and down all the time – stability is not ‘normal’.
No one likes to think about what would happen if they developed a serious illness. Optimistically we may believe that while this might happen to others, it won’t happen to us. However, life is not always predictable.
Your investor risk profile is a combination of both your risk capacity and your risk tolerance and directly affects the type of investment funds or options you should be considering.
As a member of the Wealthpoint network, Core Advice has recently expanded our KiwiSaver offering to provide you with even more choice and investment options.
In addition to the existing AMP and ANZ OneAnswer KiwiSaver schemes, Core Advice can now offer KiwiSaver funds from Booster, Fisher Funds, Milford and Nikko.
Wise words which apply to many things in life. The few dollars saved from buying a cheaper product are soon forgotten when the product is found to be defective, not deliver what you thought it would or need replacing after a fairly short period of time.
Debt. At various stages in life we all need to borrow money in order to buy things – houses, property, a business or a vehicle. But, not all debt is created equal!
If you do need to take on debt, make sure you know the full cost. How much are the repayments, over how long, what are the fees and charges, how much is the interest cost?
While the rest of the world struggles with Covid-19, Kiwis are fortunate to be living in a bubble and relatively isolated from events overseas. However, this may not always be the case.
If you are selling your home to move into a retirement village, don’t make the mistake of cancelling your home insurance too early.
AMP Life is now proudly owned by Resolution Life, a global life insurance group focusing on the acquisition and management of portfolios of in-force life insurance policies, such as AMP Life.
With the lifting of many restrictions and the move to Alert Level 1, our offices in the Forum are now pleased to be operating under ‘business as usual’ requirements.
No one knows when and where the next financial shock will come from – major events such as we have just experienced from Covid-19, illness or injury, redundancy or a significant change in your circumstances can happen any time.
Although there is much to celebrate as New Zealand begins its journey back down through the alert levels, there are still a number of challenges that lay ahead of us