You’ve probably made a smart decision to protect those dearest to you with Life Insurance. But could you afford to pay the bills and medical fees if you were debilitated by a life threatening illness or injury? That’s why you need Trauma Cover.
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Insurance
Ever wondered if students really need contents insurance for a couple of boxes of clothes and a laptop?
A recent article in The New Zealand Herald reported the Insurance Council saying last year was one of the most expensive years for storm damage, with more than $174 million of insured costs arising from weather-related events.
Horror stories of people paying huge amounts for healthcare overseas when they find out that they aren’t covered by their insurance are all too common. As are the many stories we don’t hear about large premiums being paid but then when the need arises, the policy does not cover what you really need it to. By then it is too late.
Check out what the Health Funds Association of New Zealand have to say about health insurance…….you can read it here..
While this article gives great information, the best thing to do to make sure your insurance is there for you when you need it, is to talk to someone independent who really knows this stuff inside out. And not just from one provider, but across the many companies in New Zealand who offer health insurance. Contact Us for further information.
If you own a residential rental property, then the answer is definitely ‘yes’.
With the change from ‘area replacement’ to ‘sum insured’ cover for house insurance, many people are struggling to determine an appropriate amount of insurance to have in place on their home. So, is the default amount specified by the insurance company enough?