Think your house insurance has you fully covered?
Most policies only cover sudden damage—like a broken window from a storm, or a fire in the kitchen. But what about slow leaks or rust? These things are considered gradual damage and often aren’t covered.
Watch this video from the Insurance and Savings Ombudsman (IFSO) to find out what your policy really covers, and what you can do to avoid costly surprises.
If your claim gets declined and you think the damage was sudden, contact IFSO — they investigate complaints for free.
Source: IFSO